Money Secrets

Money Secrets

1. Invest in Apple, Tesla, or Amazon

An important first step on your way to a million dollar net worth may be to come up with an investing strategy.Even if it’s not a lot of money, don’t let that stop you – you can start investing with just $1.

Stash is a great place for beginning investors to get started. You can invest in fractional shares (partial shares) in companies that are household names like Apple, Tesla, and Amazon. A single share of some companies could cost hundreds or even thousands of dollars, but with fractional shares you can invest with as little as $1.

If you're thinking about saving for retirement, you can start investing in an IRA and enjoy the tax benefits that come with retirement accounts. Stash also offers tools and guidance to help you along the way.

BONUS: Stash will give you $5 towards your first investment after you sign up and deposit $5 or more into your personal portfolio.1

2. Cancel your car insurance

We’ve got bad news. You could be wasting $500 every year on overpriced, second-rate car insurance. And you should probably cancel your existing insurance right now, because there’s something much better.

This new tool from FinanceBuzz can tell you if you’re overpaying for your car insurance in just a few clicks. On average, we find around $500 a year in savings for drivers. And once you try it out, you’ll never have to look for affordable insurance again because we find you the lowest rates that other companies can’t match.

Oh, and it’s also free. And come on — you can’t tell us you don’t want to save up to $500. To find out if you’re losing up to $500 or more a year, just enter your zip code here, answer a few questions and see if you’re overpaying. It takes less than 2 minutes.

3. Don't overpay when you shop online

Shopping online has its perks. It's super convenient, but it can be time consuming to find the best deals. Instead of hunting for coupon codes (that don't always work!) and opening tons of browser tabs comparing prices, you can try Capital One Shopping.

Capital One Shopping makes saving money effortless. Just add the browser extension and when you check out, they will automatically add the best available coupon code from their extensive database to help you save cash. And before you check out at favorite stores like Amazon, Target, and more, Capital One Shopping will notify you with a friendly pop-up if the item you're buying is available cheaper somewhere else.

Capital One Shopping is free to use and won't show you ads. Add it today and stop overpaying!2

4. Pocket $200 with this incredible card

When it comes to rewards credit cards, sorting through the hundreds of options can be overwhelming. And if you’re new to credit cards, the idea of juggling multiple cards or monitoring ever-changing spending categories can be downright stressful.

That’s why the Capital One Quicksilver Cash Rewards Credit Card is such a smart choice. You can earn 1.5% cash back on every purchase — easy! Worried about interest? Relax — this card offers a 0% interest rate for the first 15 months.

Plus, new cardholders can get a one-time cash bonus — earn a $200 cash back bonus after spending $500 in the first 3 months. Use your card just for essentials at the gas station or grocery stores, and you can easily meet the spending requirement.

5. Get out of $10,000 or more in debt

If you have a lot of debt, getting out of it can feel stressful (and nearly impossible). Here’s the problem: the longer you put off tackling it, the harder it gets to fix. If you don’t take control of it early on, it can add undue stress to your life for years. But what if there was a way to get out of debt once and for all?

National Debt Relief could help. If you have more than $10,000 in debt from credit cards, medical bills, collections, or personal loans, their representatives might be able to assist you in consolidating your debt into one low monthly payment.

Best of all? There are zero fees until your debt is resolved, and you could be debt-free in 24-48 months. To get started, just answer a few simple questions. It only takes 30 seconds to see if you qualify!

6. Ditch your mortgage lender

Yep, we said it. If you want to save a ton of money next month — $100, $200, $500 — you should ditch your current mortgage right now.

Our new tool will help you compare mortgage offers and rates and could help you simplify refinancing your mortgage. Which means you could slash your interest rate, lower your monthly mortgage payments and even build equity in your home faster… all so you can save money and free up breathing room in your budget.

You could even take advantage of a cash out refinance for massive savings. The money you get could help you crush your high-interest debt for good. Or you could take advantage of that potentially lucrative investment opportunity that you now have the cash for. The possibilities are endless, but you’d be crazy not to see how much you can get just by refinancing.

7. Pocket Over $750 Toward Your Next Vacation

There are a lot of reasons the Chase Sapphire Preferred credit card is considered one of the best travel cards available, but the current 60,000 point sign-up bonus makes it a must-have for any traveler. That huge sign-up bonus is worth $750.00 when redeemed for travel through Chase Ultimate Rewards. 

Plus, you can turn all your spending into even more rewards that you can use for a much-needed vacation. Earn 5X points on Lyft rides (through March 2022) and travel booked through Chase Ultimate Rewards; 3X points on eligible dining, select streaming services, and online grocery purchases; 2X points on travel; and 1X points per $1 on all other eligible purchases.

The Chase Sapphire Preferred offers other amazing ongoing benefits including complimentary insurance coverage like baggage delay insurance, trip cancellation insurance, trip interruption insurance, and primary auto rental collision damage waivers. 

Now, back to that killer bonus: don't forget you can earn 60,000 points after spending $4,000 on purchases in the first 3 months!

8. Invest with the platform that’s returned $164 million+ in passive income

Passive income. Is it even realistic? Or is it just reserved for the 1% who can already afford the investments that make it possible? Here’s the truth. While it might *feel* elusive, building passive income is achievable. And diversifying your portfolio with alternative assets could help you get there.

These assets — think art or real estate — typically have low correlation with swings in the stock market. This makes them potentially attractive investments for diversification. Hedge funds and the ultra-wealthy know this and have dominated these assets for years. Until now.

Yieldstreet is a platform that gives you access to these alternative assets for as little as $500. Their products span a range of investments with varying yields, durations, and minimums to help you diversify, and they even have a passive income simulator that shows you potential returns over time. To date, Yieldstreet investors have earned $164 million+ in interest. 

9. Build wealth better than the 1%

The 1% doesn’t deserve all the riches. So why do we keep letting it happen?

Worthy is an email newsletter that teaches you how to invest smarter, earn more money, and live the life you want. It’s for the rebellious, the radical, the 99%er who fights like hell to earn their keep. Easily consumed in less than 5 minutes a day, you’ll get the latest financial resources, news, and money trends that could impact your wallet for years to come.