Presuming Upon the Future

Presuming Upon the Future

From: Today God Is First by Os Hillman

July 26, 2020

"The rich rule over the poor, and the borrower is servant to the lender" (Proverbs 22:7).

"Do you think I should pay off my mortgage?" I said to the investment counselor.

"Oh, absolutely not; you can use that money to invest and make more than what you are paying in mortgage interest. Plus, you will get an interest deduction from your mortgage."

This was the counsel I got from a Christian investment counselor years ago when I had the chance to pay off all my debts - including my home mortgage. I chose to follow his advice and lived to regret it.

It was not long after that I was thrust into a seven year adversity that took all the financial assets I had available that could have paid that mortgage. Through a series of unusual circumstances that money was gone.

The world's wisdom presumes upon the future. Debt is one of those instruments that has the ability to make one a servant to it. I don't believe the Bible speaks totally against debt, but gives a strong warning that debt can be an evil taskmaster and if you choose to use it we need to know the consequences.

After that experience I decided to commit myself to becoming debt free. And, if I ever had the opportunity to pay off my mortgage again, I would do it. The time came again for this opportunity several years later. The same financial counsel was given to me, but I chose to disregard it and pay off my mortgage.

Now, many years later I can tell you I am a free man. I am no longer servant to the lender.

God is free to move in greater ways our lives when his people lack bondage to debt. And I am free to sow more into God's Kingdom because I am free from debt, and you can be, too.

As wonderful as this financial freedom may be, it pales in comparison to the spiritual freedom we gain when we place our lives into the loving hand of our Savior and allow him to pay for the enormous debt of sin that we owe.

When we allow Jesus to deliver us from our bondage to sin, we know a freedom from sin that surpasses any other treasure we may possess. When we have the LORD JESUS as our Savior, we walk in victory from sin and its bondage and our wealth is incalculable.

Ask God to bring you into the Promised Land of debt-free living that JESUS purchased for you at Calvary. You will find a peace that surpasses all understanding.